2024 Roth Ira Contribution Limits Magi. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.

The chart below details the modified adjusted gross income (magi) limits for 2024 based on the filing status of the tax return. How much can i contribute to a roth ira in 2023 and 2024?